Benefits of opting for Multi-Car Insurance

Car insurance is a must for all vehicles plying on Indian roads. There are many insurers in India like National Insurance Company Limited that offer affordable policies for car insurance in India. Car-owners can compare car insurance online and buy car insurance online as well. The process is straight-forward for those who own one vehicle. But, how owners of multiple cars should go about online car insurance? Is multiple car insurance really beneficial?

Many insurance companies including National Insurance Company offer insurance for multiple vehicles. This type of car insurance is designed for those families and organizations that possess more than one vehicle. One of the benefits of opting for multiple car insurance is the availability of hefty discount. For example, if you have multiple vehicles and begin with insuring one of them you will get the regular discount for the insured car. And, when you bring another car in the coverage the discount will be applied on both of the cars. Similarly, when you have all the cars insured the discount will be applied on all the vehicles. The amount of discount, however, varies which means the discount offered by National Insurance is not the same with the discount offered by any other insurer.

You can reap the best advantage of opting for multiple car insurance by providers like National Insurance at the time of car insurance policy renewal in India. You need not to renew insurance of all your car individually as this type of car insurance policy renewal encompasses all vehicles at once. This will save your lot of time and effort that you would otherwise put in for car insurance for individual vehicles.

Multiple car-owners should also be aware of the ways in which this kind of car insurance works. Almost all insurance providers such as National Insurance are entitled to provide insurance for multiple cars. Even if the vehicles are not registered under the same owner and even if they are bought at different times still they are eligible for multiple car insurance if all the vehicles in question are registered in same address. Same residential address is the sole criterion set by insurers like National Insurance for insuring multiple cars.

Another benefit of opting for multiple car insurance is you don't have to keep track of premium of different policies for different cars. Because all vehicles are insured under a single car insurance plan and one has to maintain just one policy document. Car-insurers like National Insurance thus make the job of the car-owners easy. 

The biggest benefit of choosing a multiple car insurance from any insurer like National Insurance is the continuation of coverage of two vehicles plying in two different cities. Often it happens that a member of the family with multiple cars uses one of the cars in a different city in India. In that case, no separate car insurance plan is required as most car-insurers like National Insurance offer coverage for all cars belong to same residence or organization despite of the geographical distance. Multiple car insurance plans provided by insurers such as National Insurance cover two to five vehicles.