Tuesday 29 August 2017

How to reduce premium of your United India motor policy?



Car insurance plans on offer at United India Insurance Company not only offers regular coverage that all car insurance policies in India provides. United motor insurance plans come with extended coverage that you can opt for on your United car insurance renewal. However, whether you go for optional coverage offered by United car insurance or you are happy with the regular coverage provided by United Insurance motor policy, you have to pay a certain amount of premium at the time of purchasing United India Insurance online car insurance plan and also at the time of your United car insurance renewal. Since car insurance is legally mandated in India, you have to renew United car insurance before it expires and pay premium on regular basis.

Although, you cannot abstain from paying premium on your United car insurance plan, you can certainly save on premium of your United motor insurance policy. United India Insurance Company Limited offers several different types of discounts in its car insurance offerings. You can avail those discounts to reduce your United India Insurance online car insurance premium outgo. Discounts offered by United India Insurance Company are highly beneficial especially if you opt for extended coverage and pay additional premium on your United car insurance renewal. Let's take a look at the major discounts available with car insurance plans provided by United Insurance Company.

NCB is one of the most common and beneficial discount that United Insurance Company offers in its car insurance offerings. If you don't make any claim on your United motor insurance plan ina year, you are entitled to NCB or No Claim Bonus. You can accumulate as much as 50% NCB by not making claims on your United India Insurance car insurance plans for 5 consecutive years. You can make use of this NCB as a discount of your United Insurance motor policy. However, you have to renew United car insurance within 90 days before expiry to keep your NCB discount in tact.

If you install security devices in your insured vehicle, United India Insurance Company would consider your vehicle as less risky and provide discount. You can avail 2.5% discount on your United car insurance premium or Rs. 200  by incorporating ARAI approved anti-theft devices in your insured vehicle.

United India Insurance Company also provide discount on car insurance premium for being member of recognized car associations. United India Insurance online car insurance plans offer 5% discount to those car-owners who install the same.

Cars that are designed for mentally and physically challenged people also qualify for a whopping 50% discount that can be used to reduce the premium of car insurance policies. United India Insurance Company Limited also offers discount  on car insurance premium for using the insured car in the premise of the policyholders' only. You can get 33% discount on tariff rates of your car insurance plan for insuring such special vehicles.

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