There is no dearth of car insurance companies in India. If you have a car or thinking of buying one soon you would need a good car insurance plan to safeguard your possession. If you want complete protection at an affordable price, HDFC ERGO car insurance plans are your best bet.
HDFC ERGO car insurance is very popular among car-owners in India for a number of reasons. Let's take a look at some of the notable features of HDFC ERGO car insurance policies.
What Makes HDFC ERGO Car Insurance Standout?
- You can avail cashless facility in more than 3400 garages in the network of HDFC ERGO General Insurance
- HDFC ERGO General Insurance issue car insurance plans instantly so you don't have to go through lengthy procedure
- Dedicated customer care professionals at HDFC ERGO General Insurance resolve customers' issue quickly
- HDFC ERGO car insurance offers several types of discounts such as NCB, discount for anti-theft device installation and members of automobile associations
Coverage of HDFC ERGO Car Insurance
The package cover of HDFC ERGO car insurance plan provides three types of coverage;
- HDFC ERGO car insurance package cover safeguard insured vehicle from a range of natural and man-made disasters that include; burglary, theft, fire, lightning, terrorism, strikes, earthquake, storm etc.
- Liability coverage is also another aspect of HDFC ERGO car insurance package cover. HDFC ERGO motor insurance plans will keep you economically safe if your car gets involved in any mishap and causes death, injury and property damage of third party on the road.
- Personal accident coverage for the car-owner is also available in HDFC ERGO car insurance package cover. All policyholders are entitled to a maximum of Rs. 2 Lakhs in case of death and permanent disability. If opted for, the personal accident coverage of HDFC ERGO car insurance further extends to paid driver and named and passengers up to the seating capacity of the vehicle.
Sum Insured of HDFC ERGO Car Insurance
Sum Insured is the maximum coverage amount payable to policyholders like you if your car gets stolen or completely damaged. The Sum Insured amount is determined by subtracting the depreciation on car parts which depends on the age of the vehicle from the selling price listed by the manufacturer.
Premium of HDFC ERGO Car Insurance
HDFC ERGO car insurance premium varies from one vehicle to another. There are many factors that determine HDFC ERGO car insurance premium such as;
- Type and age of the vehicle
- Sum Insured of the HDFC ERGO car insurance policy
- Place of vehicle registration
Add-on Covers Available with HDFC ERGO Car Insurance
Although, HDFC ERGO car insurance package cover offers comprehensive protection, you can still enhance the coverage of HDFC ERGO motor insurance plan by opting for some add-on covers. These additional covers on offer at
HDFC ERGO General Insurance not only provide peace of mind but also minimize your out of pocket expenses. Some of the popular HDFC ERGO car insurance add-on covers are Zero Depreciation cover, Return To Invoice cover, Cost Of Consumables cover, Emergency Assistance cover.
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