Stay Secured For 3 Years With HDFC ERGO Two Wheeler Insurance

Two wheeler vehicles such as bikes and scooters are immensely popular in India. However, riding two wheeler vehicles entails risks of accidents that leads to financial loss, injuries and even death. This is why bike owners in India resort to two wheeler insurance online plans. There is no dearth of bike insurance policy providers in India and HDFC ERGO General Insurance is one of them. HDFC ERGO two wheeler insurance online policies come with many benefits, so if you are a bike-owner in India, you should consider availing HDFC ERGO two wheeler insurance online plans.

Coverage of HDFC ERGO Two Wheeler Insurance

Like all two wheeler insurance policies in India, HDFC ERGO two wheeler insurance plans also provide two types of coverage. HDFC ERGO two wheeler insurance liability only coverage is a must in India so you have to opt for HDFC ERGO two wheeler insurance with this type of coverage. Comprehensive HDFC ERGO two wheeler insurance plans are optional but most bike owners avail that to ensure complete protection. Both types of bike insurance policy available at HDFC ERGO General Insurance come with long-term coverage. Let's take a look at the salient features of both types of HDFC ERGO two wheeler insurance online plans.

HDFC ERGO Two Wheeler Insurance Liability Coverage 

As the name suggests, liability only coverage of HDFC ERGO two wheeler insurance safeguards policyholders from financial liabilities towards third parties in case their insured two wheeler causes property damage, physical injury or even death. HDFC ERGO two wheeler insurance liability coverage also provide personal accident cover to owner driver of the two wheeler that pays out a sum of Rs. 1 Lakh in the unfortunate incident of death and permanent disability of the policyholders. This type of HDFC ERGO two wheeler insurance online plan comes with long-term coverage so you don't have to renew HDFC ERGO two wheeler insurance online each year.

HDFC ERGO Two Wheeler Insurance Comprehensive Coverage

Apart from taking care of policyholders' liabilities to third parties, this type of HDFC ERGO two wheeler insurance online plans also shield damages to the insured two wheeler vehicles. Bike insurance plans available at HDFC ERGO General Insurance keep the vehicle of the policyholders protected from a range of natural and man-made disasters and theft. HDFC ERGO two wheeler insurance comprehensive coverage also provide personal accident coverage to policyholders. Like liability only HDFC ERGO two wheeler insurance online plans, a comprehensive HDFC ERGO two wheeler insurance online plans also come with long-term coverage.

How to Buy HDFC ERGO Two Wheeler Insurance Online?

It is an effortless job to buy HDFC ERGO two wheeler insurance online. You just have to visit the HDFC ERGO General Insurance portal, calculate your HDFC ERGO two wheeler insurance policy premium, fill the details necessary for your new bike insurance policy and finally make the payment.

How to Renew HDFC ERGO Two Wheeler Insurance Online?

HDFC ERGO two wheeler insurance online renewal is a very easy job as well. You have to put in the number of your current HDFC ERGO two wheeler insurance policy on the portal of HDFC ERGO General Insurance, go through the details of the new HDFC ERGO two wheeler insurance online policy and make the payment.

Get HDFC ERGO Car Insurance For Complete Protection Of Your Vehicle

There is no dearth of car insurance companies in India. If you have a car or thinking of buying one soon you would need a good car insurance plan to safeguard your possession. If you want complete protection at an affordable price, HDFC ERGO car insurance plans are your best bet. HDFC ERGO car insurance is very popular among car-owners in India for a number of reasons. Let's take a look at some of the notable features of HDFC ERGO car insurance policies.

What Makes HDFC ERGO Car Insurance Standout?

• You can avail cashless facility in more than 3400 garages in the network of HDFC ERGO General Insurance
• HDFC ERGO General Insurance issue car insurance plans instantly so you don't have to go through lengthy procedure
• Dedicated customer care professionals at HDFC ERGO General Insurance resolve customers' issue quickly
• HDFC ERGO car insurance offers several types of discounts such as NCB, discount for anti-theft device installation and members of automobile associations

Coverage of HDFC ERGO Car Insurance

The package cover of HDFC ERGO car insurance plan provides three types of coverage;

• HDFC ERGO car insurance package cover safeguard insured vehicle from a range of natural and man-made disasters that include; burglary, theft, fire, lightning, terrorism, strikes, earthquake, storm etc.
• Liability coverage is also another aspect of HDFC ERGO car insurance package cover. HDFC ERGO motor insurance plans will keep you economically safe if your car gets involved in any mishap and causes death, injury and property damage of third party on the road.
• Personal accident coverage for the car-owner is also available in HDFC ERGO car insurance package cover. All policyholders are entitled to a maximum of Rs. 2 Lakhs in case of death and permanent disability. If opted for, the personal accident coverage of HDFC ERGO car insurance further extends to paid driver and named and passengers up to the seating capacity of the vehicle.

Sum Insured of HDFC ERGO Car Insurance

Sum Insured is the maximum coverage amount payable to policyholders like you if your car gets stolen or completely damaged. The Sum Insured amount is determined by subtracting the depreciation on car parts which depends on the age of the vehicle from the selling price listed by the manufacturer.

Premium of HDFC ERGO Car Insurance

HDFC ERGO car insurance premium varies from one vehicle to another. There are many factors that determine HDFC ERGO car insurance premium such as;

• Type and age of the vehicle
• Sum Insured of the HDFC ERGO car insurance policy
• Place of vehicle registration

Add-on Covers Available with HDFC ERGO Car Insurance

Although, HDFC ERGO car insurance package cover offers comprehensive protection, you can still enhance the coverage of HDFC ERGO motor insurance plan by opting for some add-on covers. These additional covers on offer at HDFC ERGO General Insurance not only provide peace of mind but also minimize your out of pocket expenses. Some of the popular HDFC ERGO car insurance add-on covers are Zero Depreciation cover, Return To Invoice cover, Cost Of Consumables cover, Emergency Assistance cover.