Sunday 3 September 2017

Stay connected with the best medical insurance in India



The United India Insurance Company’s main strength is its ability to develop solutions to meet the financial protection needs of a wide variety of clients, corporate or rural.

Health insurance policies form an integral part of its product portfolio. Under United India Insurance you get a variety of products which are custom made to suit your health insurance requirements and fit your budget as well.

The plans on offer are:
  1. Family Medicare
  2. Family Medicare 2014
  3. Gold
  4. Individual Mediclaim
  5. Platinum
  6. Senior Citizen
  7. Super Top-up
  8. Top-up
Since most insurance companies in the country do not have products tailored for child healthcare, the Indian Academy of Pediatrics (IAP), Kerala chapter, has submitted a proposal to the state government to introduce a scheme for newborns till they reach the age of one. This will help if any congenital disease is detected in newborns. The state chapter had in the past tied up with United India Insurance Company Ltd to provide medical insurance to a child till the age of one .Children do get cover under the family insurance scheme but the numbers are less. Just about six per cent children admitted in our hospital have any type of medical insurance. Once the specialty hospitals for children register a growth in the state, a discussion will take place with insurance companies to introduce customized products for children introduced insurance scheme for newborns. This shows how important it is to have a medical insurance even for a child.
Under United India Insurance you are liable to certain facilities which include-
  • Personal Accident Policy
  • 20% Co pay for senior citizen on major illnesses.
  • Life long renewable
  • Plans are lifelong renewable and covers you for your entire lifetime.
  • Pre-existing Diseases
  • Any pre-existing condition will be covered after a waiting period of 4 year
  • Room Rent
  • Room rent expenses not exceeding 1% of the Sum Insured or actual whichever is less
  • In respect of persons above 60 years, 10% deductible will be applied on all admissible claims
  • Cashless facility in more than 7000 hospitals across Pan India.
  • Coverage for a maximum of 4 family members with up to 2 adults and 2 children
  • Pre and Post Hospitalization cover
  • Medical expenses covered for 30 days before your hospitalization and 60 days for post hospitalization for related medical expenses.
  • Online comparing, buying and policy buying options
  • Health Check-ups
  • once at the end of three consecutive claim free years up to  you get free Medical check-up for 1% of the average Sum Insured during the preceding three policy periods
thus if you opt for a United India Insurance health insurance you will stay connected with the best medical insurance in India. The company along with all other facilities lets you compare its policies online.  The facility of online comparing provided by the United India Insurance you are sure to get the policy which will suit your needs. Not only that now you can buy, renew and pay for your United India Insurance policy online. This facilities no doubt makes United India Insurance the best in India and the company also exceeds others in customer service.

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