United India Insurance Provides The Best Health Insurance In India

As medical expenses are increasing by leaps in bounds, health insurance is no longer a luxury in India. If you are looking for the best health insurance in India, you can resort to United India Insurance. United India Insurance Company offers best health insurance plans in India. There are many United India health insurance plans available in the market so you can select the best health insurance among them as per your requirements. United Insurance endow their policyholders with lot of benefits and those who are United India health insurance policyholders also enjoy many advantages. Let's take look the services that United Insurance provides to the policyholders.

Health insurance plans available with United India Insurance offer many benefits and free health check-up is one of them. If you don't make any claim on your health insurance plan offered by United India Insurance for three years in a row you are eligible for free health check-up up to 1% of Sum Insured. Another benefit is United India insurance renewal option for health insurance plan is lifetime. As United India Insurance renewal of health insurance policies can be done throughout your life you can stay protected always. Cashless treatment facility is another benefit provided by health insurance plans on offer at United India Insurance. There are more than 7000 hospitals all over India in the network of United India Insurance that facilitate health insurance policyholders with cashless treatments. These benefits simply imply that United India health insurance plans are the best health insurance in India. Let's take a look at the features of health insurance policies offered by United India Insurance.

If you opt for family health insurance plan from United India Insurance, you can keep a maximum of 4 members of your family covered. You can include 2 adults and 2 children in the coverage of your family health insurance plan that you have bought from United India Insurance. Apart from the hospitalization expenses health insurance policies available with United India Insurance also cover 30 days of pre-hospitalization expenses and 60 days of post-hospitalization costs. The rent of the hospital rooms are also covered by health insurance policies by United India Insurance, however, up to a certain limit. To be precise, health insurance plans provided by United India Insurance cover room rent up to 1% of the Sum Insured. United India Insurance covers all pre-existing diseases of health insurance policyholders after 4 years from the inception of the policy.

Although, United Insurance health plans are beneficial, health insurance policies designed for senior citizens come with some terms and conditions. Co-pay is mandatory for senior citizens as they have to pay 20% co-pay to cover the treatment cost of major ailments. Deductible is another condition that senior citizens with health insurance from United India Insurance also fulfill. A deductible of 10% is applicable on all health insurance claims made by senior citizen customers of United India Insurance.

In spite of these downsides, health insurance plans by United India Insurance Company are the best health insurance plans available in India.

Stay connected with the best medical insurance in India

The United India Insurance Company’s main strength is its ability to develop solutions to meet the financial protection needs of a wide variety of clients, corporate or rural.

Health insurance policies form an integral part of its product portfolio. Under United India Insurance you get a variety of products which are custom made to suit your health insurance requirements and fit your budget as well.

The plans on offer are:

1. Family Medicare
2. Family Medicare 2014
3. Gold
4. Individual Mediclaim
5. Platinum
6. Senior Citizen
7. Super Top-up
8. Top-up

Since most insurance companies in the country do not have products tailored for child healthcare, the Indian Academy of Pediatrics (IAP), Kerala chapter, has submitted a proposal to the state government to introduce a scheme for newborns till they reach the age of one. This will help if any congenital disease is detected in newborns. The state chapter had in the past tied up with United India Insurance Company Ltd to provide medical insurance to a child till the age of one .Children do get cover under the family insurance scheme but the numbers are less. Just about six per cent children admitted in our hospital have any type of medical insurance. Once the specialty hospitals for children register a growth in the state, a discussion will take place with insurance companies to introduce customized products for children introduced insurance scheme for newborns. This shows how important it is to have a medical insurance even for a child.

Under United India Insurance you are liable to certain facilities which include-

• Personal Accident Policy
• 20% Co pay for senior citizen on major illnesses.
• Life long renewable
• Plans are lifelong renewable and covers you for your entire lifetime.
• Pre-existing Diseases
• Any pre-existing condition will be covered after a waiting period of 4 year
• Room Rent
• Room rent expenses not exceeding 1% of the Sum Insured or actual whichever is less
• In respect of persons above 60 years, 10% deductible will be applied on all admissible claims
• Cashless facility in more than 7000 hospitals across Pan India.
• Coverage for a maximum of 4 family members with up to 2 adults and 2 children
• Pre and Post Hospitalization cover
• Medical expenses covered for 30 days before your hospitalization and 60 days for post hospitalization for related medical expenses.
• Online comparing, buying and policy buying options
• Health Check-ups
• once at the end of three consecutive claim free years up to  you get free Medical check-up for 1% of the average Sum Insured during the preceding three policy periods

thus if you opt for a United India Insurance health insurance you will stay connected with the best medical insurance in India. The company along with all other facilities lets you compare its policies online.  The facility of online comparing provided by the United India Insurance you are sure to get the policy which will suit your needs. Not only that now you can buy, renew and pay for your United India Insurance policy online. This facilities no doubt makes United India Insurance the best in India and the company also exceeds others in customer service.