Stay connected with the best medical insurance in India

The United India Insurance Company’s main strength is its ability to develop solutions to meet the financial protection needs of a wide variety of clients, corporate or rural.

Health insurance policies form an integral part of its product portfolio. Under United India Insurance you get a variety of products which are custom made to suit your health insurance requirements and fit your budget as well.

The plans on offer are:

1. Family Medicare
2. Family Medicare 2014
3. Gold
4. Individual Mediclaim
5. Platinum
6. Senior Citizen
7. Super Top-up
8. Top-up

Since most insurance companies in the country do not have products tailored for child healthcare, the Indian Academy of Pediatrics (IAP), Kerala chapter, has submitted a proposal to the state government to introduce a scheme for newborns till they reach the age of one. This will help if any congenital disease is detected in newborns. The state chapter had in the past tied up with United India Insurance Company Ltd to provide medical insurance to a child till the age of one .Children do get cover under the family insurance scheme but the numbers are less. Just about six per cent children admitted in our hospital have any type of medical insurance. Once the specialty hospitals for children register a growth in the state, a discussion will take place with insurance companies to introduce customized products for children introduced insurance scheme for newborns. This shows how important it is to have a medical insurance even for a child.

Under United India Insurance you are liable to certain facilities which include-

• Personal Accident Policy
• 20% Co pay for senior citizen on major illnesses.
• Life long renewable
• Plans are lifelong renewable and covers you for your entire lifetime.
• Pre-existing Diseases
• Any pre-existing condition will be covered after a waiting period of 4 year
• Room Rent
• Room rent expenses not exceeding 1% of the Sum Insured or actual whichever is less
• In respect of persons above 60 years, 10% deductible will be applied on all admissible claims
• Cashless facility in more than 7000 hospitals across Pan India.
• Coverage for a maximum of 4 family members with up to 2 adults and 2 children
• Pre and Post Hospitalization cover
• Medical expenses covered for 30 days before your hospitalization and 60 days for post hospitalization for related medical expenses.
• Online comparing, buying and policy buying options
• Health Check-ups
• once at the end of three consecutive claim free years up to  you get free Medical check-up for 1% of the average Sum Insured during the preceding three policy periods

thus if you opt for a United India Insurance health insurance you will stay connected with the best medical insurance in India. The company along with all other facilities lets you compare its policies online.  The facility of online comparing provided by the United India Insurance you are sure to get the policy which will suit your needs. Not only that now you can buy, renew and pay for your United India Insurance policy online. This facilities no doubt makes United India Insurance the best in India and the company also exceeds others in customer service.

National Insurance - A Buoyant Name In The Field Of Health Insurance Policies

A health insurance is a service you pay for the unpredictable, unexpected and fundamentally uncontrollable problems that come up in people's lives. Most consumers want and value health insurance, National Insurance Company Limited is one of the oldest as well as the biggest general insurance companies in India known for its vast array of tailor made, cost effective and comprehensive National insurance mediclaim plans. Here is a list of National health insurance plans on offer for families and individuals. 

Most people need medical care at some point. National insurance’s Best Health Insurance policy covers these costs and offers many other important benefits.

• National insurance’s Health Insurance policy essential health benefits critical to maintaining your health and treating illness and accidents
• National insurance’s Health insurance protects you from unexpected, high medical costs.
• With National insurance’s Best Health Insurance policy you pay less for covered in-network health care, even before you meet your deductible.
• You get free preventive care, like vaccines, screenings, and some check-ups, even before you meet your deductible.
• With National insurance’s Health Insurance policy, you don’t have to pay the penalty that people without coverage must pay. 

National insurance provides its customers with one of kind policies. They are not only cost friendly but are available for individuals as well as families. And you can buy the policies online with the help of online portals. Here is a list of National health insurance plans on offer for families and individuals.

• National insurance Mediclaim Plan
• National insurance Mediclaim Plus Plan
• National Parivaar Mediclaim Plan
• National Parivaar Mediclaim Plus Plan
• Varistha Mediclaim Policy
• Critical Illness Policy

Critical Illness Policy by National Health Insurance

Critical illnesses are the diseases caught by a person which tend to leave his mark forever on the person. Most of them are lengthy diseases which take time to heal while others are very costly diseases. For such cases National insurance have brought into view the National Insurance Critical Illness policy. This policy can be bought by any person who has a family history of any of the six listed critical illness and be safe from the monetary burden. Customers without family history can apply with extra advantages. The process that this policy carries out is very simple; a total sum of money is being paid on the diagnosis of any of the 6 critical illnesses mentioned in the policy. The only important thing to note is that, the benefactor has to survive for 30 days after the diagnosis of the critical illness by the hospital to make a claim for the money. 

National health insurance provides Cashless claims. National Insurance best Health Insurance policy is available for individuals and family floater. The sum assured can be opted from Rs.100,000/- to Rs.500,000 and also covers maternity expenses after 1 year for first 2 children . National Insurance best Health Insurance policy covers pre-existing diseases after 2nd year renewal. Along with Income tax it also provides additional offers from time to time.